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What to expect from your workers' compensation claim

A work accident can leave an Illinois employee facing serious injuries, unexpected costs and other issues that can make the road to recovery difficult. If you were hurt at work or you are suffering from the effects of a work-related illness, you have certain legal options available to you. This includes the right to file a workers' compensation claim.

In the aftermath of a workplace accident, it is beneficial to take steps to protect your rights and interests. One thing you can do is to educate yourself regarding your rights and how you can seek a full and fair recovery through a carefully prepared workers' compensation claim.

The basics of this type of insurance

The intent of workers' compensation insurance is to provide financial support and other benefits to individuals who suffered injuries or illnesses as a result of their jobs. These benefits will cover various financial losses and expenses, allowing the injured worker to fully recover and return to work as quickly as possible. Some of the benefits you may be able to claim after an accident include the following:

  • Medical care you may need for your injuries
  • Recovery of a portion of your lost wages
  • Expenses associated with any retraining needed to return to work
  • Appropriate compensation for disabling injuries

Workers' compensation payments are not extravagant, and they will not cover all of your income, but they can allow you to take the time you need to get better and move forward after a serious accident.

By filing a workers' compensation claim, you will relinquish your right to sue your employer. However, in some cases, an injured worker may have grounds to pursue additional compensation through a third-party claim. By seeking a complete evaluation of your case, you can be certain you do not leave any money on the table that could be available to you.

Your return to work

After a work accident, you could be dealing with injuries that may leave you with physical limitations and other difficulties. You may not be able to return to the same job you had or you may need additional training to get back to work. Through workers' compensation, you also may be able to secure rehabilitation benefits, which can provide you with necessary vocational support.

Your recovery after a work accident is important. You would be wise to seek a full explanation of your rights and how you should proceed with this important benefits claim.

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