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Overview of workers' compensation benefits in Illinois

Like other states, Illinois has a workers' compensation system that protects Granite City residents and other workers in this state when they get hurt on the job. Incidentally, those of our neighbors who live across the river in Saint Louis, Missouri, and the surrounding suburbs have a system that workers similarly in many if not respects, although obviously there are going to be some differences.

Basically, workers' compensation in Illinois will cover medical expenses and a portion of an Illinois employee's lost wages in the even the worker gets hurt or develops a medical condition in connection with his or her work.

While there may be a few exceptions, such if an employee gets hurt while drunk or high on drugs, Illinois' workers' compensation system is what the law calls "no fault." This means that even if an employer had a safe work environment did what the employer could to avoid an accident, the employer still has to offer workers' compensation benefits to an injured worker.

This rule applies even to injured workers who may have violated a safety rule or bee somewhat careless and, therefore, are to some extent to blame for their own injuries.

Although workers' compensation benefits are relatively easy to get after a workplace accident, the tradeoff is that employers are protected from almost all lawsuits by injured employees trying to get compensation for an employer's negligence.

While the system is designed to be easy for injured workers to use, workers' compensation is still often a complicated maze of regulations and procedures that can make it hard for an already stressed out accident victim or the family.

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Granite City Office 3673 State Route 111 Granite City, IL 62040 Toll Free: 888-685-9639 Phone: 618-623-0606 Fax: 618-931-1671 Map & Directions

Centralia Office 221 E. Broadway Suite 108 Centralia, IL 62801 Phone: 618-533-5600 Map & Directions

St. Louis Office 3751 Pennridge Drive Suite 116 St. Louis, MO 63044 Phone: 314-738-9500 Map & Directions

Jacksonville Office 219-A Dunlap Court Jacksonville, IL 62650 Phone: 217-243-0800 Map & Directions

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