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Is my injury covered by workers' compensation?

Most employers are mandated by state law to provide insurance for their employees who are injured or become ill during the course of their employment. Many Illinois residents may not be aware that injured employees can get workers' compensation for work-related injuries, regardless of whose fault the accident was. However, it's important to know which injuries are covered by workers' compensation and which are not.

Injuries caused by the employer's carelessness are generally covered by workers' compensation, but not those caused by the employee's own negligence. For example, some states require injured employees to have a blood test performed after an incident and, if the accident victim was under the influence, it is possible that benefits will be denied. Workers' compensation could also be denied if the injuries were self-inflicted or if the employee was violating company policy when the injury occurred. Benefits could also be rejected if the employee was not performing work-related duties when they were injured.

A work-related injury is one that happens while the employee was doing something on behalf of the employer or during the course of employment. Although most of these injuries take place in the workplace, they could also happen in the company truck or other locations related to the employment.

Figuring out whether one's injury took place during the course of one's employment is confusing, especially when they need benefits to cover their medical treatment. Injured employees might find it beneficial to consult an experienced attorney to discuss their situation and legal options.

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